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Changed Approval
Changed Approval offers a straightforward and free DIY credit repair process. Here's how it works:
1. Get Started: Register and authorize Changed Approval to show you all your information. The enrollment process is fully online, with no sales calls involved.
2. Credit Report: Follow the simple instructions provided to get a copy of your credit report and connect it to access and analyze it.
3. Select Items & Send Letters: Identify the items that you believe are inaccurate on your credit report, download the appropriate letters, and send them to the credit bureaus.
4. Sit Back & Relax: The credit bureaus will conduct an investigation into the items you disputed.
5. Results: Within approximately 30 days, you should receive results regarding the inaccuracies on your credit report. If errors persist, log back in to review next steps for getting them corrected.
6. Repeat: If necessary, apply additional pressure with advanced disputing methods to address any remaining errors.
7. Build & Optimize Credit: Along the way, Changed Approval offers credit building products like loans and credit cards that can help expand your credit profile and meet your financial goals.
Changed Approval emphasizes that they are not a credit repair service organization but rather a self-help software that empowers individuals to take control of their own credit repair journey. Remember that you have the right to dispute inaccurate information in your credit report by contacting the credit bureau directly.